Protect Your Family From Losing the Home
Mortgage protection insurance helps make sure your loved ones can stay in the home if you pass away or become disabled. It is designed to help cover the mortgage when your family needs it most.
What Is Mortgage Protection Insurance?
Mortgage protection insurance is designed to help protect your home and the people who live in it. If the insured passes away, and depending on the policy if they become disabled, the benefit can help cover the mortgage so the family is less likely to face financial hardship.
Protect the Home
The goal is simple. Help your family keep the home if something happens to you.
Protect the Family
Coverage helps create a financial safety net during one of the hardest moments in life.
Flexible Coverage
Plans can be structured around full payoff, partial payoff, or monthly payment support.
Protect More Than Just the House
Mortgage protection is about helping your family stay stable if something unexpected happens. The home is often the biggest monthly expense, and this coverage can help keep that payment from becoming a burden.
- Helps your loved ones stay in the home
- Can reduce financial stress during a difficult season
- Gives families more options instead of added pressure
How Is It Different From Homeowners Insurance?
Many people think homeowners insurance covers everything. It does not. Homeowners insurance protects the property. Mortgage protection insurance helps protect the family’s ability to stay in the home.
Homeowners Insurance
Designed to protect the house, structure, and property itself.
- May cover fire, storms, theft, and certain liability claims
- Helps repair or replace damage to the home
- Does not pay off your mortgage if you die
- Does not replace lost income if you become disabled
Mortgage Protection Insurance
Designed to help your family keep making the mortgage if life changes unexpectedly.
- Can help pay toward the mortgage after death
- May help with mortgage payments if disability affects income
- Focused on protecting your family’s housing stability
- Helps reduce the risk of losing the home during hardship
Important Difference
Homeowners insurance protects the home. Mortgage protection insurance helps protect the people living in it.
Why Families Choose Mortgage Protection
If income suddenly stops because of death or disability, the mortgage payment does not stop. Mortgage protection can help your family stay on track during a difficult time.
If Someone Dies
The benefit can help reduce or eliminate the mortgage balance, helping surviving loved ones stay in the home and avoid added financial stress.
If Someone Becomes Disabled
Depending on the coverage selected, the policy may help with mortgage payments if a disability affects the insured’s ability to work.
Coverage Options That Fit Your Needs
Coverage can be tailored based on your mortgage balance, budget, and the level of protection you want for your family.
Coverage Available for Ages 18 to 80
Whether you are buying your first home, raising a family, or protecting loved ones later in life, there may be options available for you.
Ages 18 to 80
Explore coverage options built to help protect your family and your home at different stages of life.
Simple 4 Step Process
Getting started is easy. Review your options and choose the protection that makes the most sense for your family.
Request Information
Tell us a little about your age, mortgage, and goals.
Review Options
See the full payoff, partial payoff, and monthly payment choices available.
Choose Coverage
Select the plan that best fits your family and your budget.
Protect Your Home
Put a plan in place so your loved ones have a safety net.
Find the Right Mortgage Protection Plan for Your Family
See how affordable it can be to help protect your loved ones from the financial impact of death or disability and reduce the risk of losing the home.